ProPay is a popular merchant account provider for very small businesses. They provide a bevy of services that help you easily accept payments, pay commissions to your distributors, and integrate it all into your own software. For smaller merchants, they offer competitive rates and mobile, on-the-go processing.
There are various ways to accept payments including the ProPay mobile app and card reader, a touchtone phone, virtual terminal, shopping cart integrations, a Buy It Now Button, a Donate Now Button, and direct integration with your software through their APIs
Offers an extensive suite of products catering specifically to payment facilitators, making merchant onboarding, commission payments, and distributor management a breeze
Securing your customer's sensitive information should never be a concern with industry-leading fraud protection, security, and tokenization tools
REST and XML developer API's give you access to ProPay's tools and services so you can build a world-class, integrated payments experience directly into your own software
2.29% + $0.25
Visa & MasterCard Swiped
3.14% + $0.30
Visa, MasterCard, & Discover Keyed
2.99% + $0.30
American Express Swiped or Keyed
2.99% + $0.30
Sign up Cost
Insufficient Funds Fee
Printed Monthly Statement Fee
ACH Bank Transfer Fee
ACH Return Item/NOC Fee
ACH Payment Fee (per transaction)
ACH Notification of Change Fee (per item)
ACH Return Item Fee (per item)
ACH stop Payment/Customer Cancelation Fee (per item)
Dharma offers some of the lowest rates in the market, and when combined with their rich set of integrations, business management features, and top-tier customer service available 24/7, Dharma has one of the most competitive offerings in the industry.
Accept payments in-store, online, on your mobile device, and over the phone
Dharma’s all-in-one online platform, MX Merchant, offers one of the most competitive products in the industry - Check out all these features below:
Virtual Terminal for easy quick-payments
Customer database to store your customer’s credit cards, so you can charge on the fly
Robust Reporting to search transactions, see when funds deposit, and more
Free iPhone/iPad App – no extra fees for key-in mobile processing
Online Payment Links to easily accept online payments through your website, with custom data fields
Integrated ACH (check) processing to accept bank transfers from the Virtual Terminal
B2B Processing to get access to reduced interchange rates for business/purchasing cards
Invoicing and Recurring Billing to send invoices with payment links or auto-bill clients
Custom receipts with your logo and smart notifications to alert you via email/text of chargebacks, PCI expiration, refunds, statements, and more
Authorize.net gateway integration - Process online payments, use a Virtual Terminal, and swipe through your smartphone
NMI gateway integration - Allows you to send invoices, take payments on your website, accept Level 3 data and more, perfect for processing payments greater than $7,500/transaction
FattMerchant has a customized solutions for Restaurant businesses. Even with a comparatively high monthly fee, you'll be able to take advantage of crazy low swipe fees, the "Best Damn Service" in the industry, and a ton of integrations and business management features.
Take advantage of some of the lowest rates in the industry with FattMerchant’s subscription payments model
No matter how you want to accept payments, FattMerchant has you covered with solutions for online, mobile, in-store, software integrations and beyond
From a gateway that integrates with virtually any online storefront to a RESTful API that allows you to build a custom payments experience directly into your software, FattMerchant provides an impressive variety of technical products
A robust data analytics platform gives you access to deep business intelligence information at a glance with easy-to-navigate dashboards
Swiped Terminal Transaction Fee
E-Commerce Transaction Fee
Virtual Terminal Transaction Fee
Mobile Payment Transaction Fee
Third Party Integration Transaction Fee
API Integration Transaction Fee
Est. Credit Card Fees
at BluePay's website
Why Pick Them?
BluePay is an award-winning provider of technology-enabled credit card processing services with custom solutions for just about every industry, including Restaurant businesses. No matter how simple or complex your business needs are, rest easy knowing BluePay has you covered.
With their Omni-Channel payment processing platform, you can accept payments across all sales channels
All transactions reconcile directly into the BluePay Gateway, which gives you advanced reporting into your customers and your business across all divisions, channels, and at the enterprise level
Direct integration into more than 460 software platforms including QuickBooks, Salesforce, and Microsoft Dynamics GP
Offers an award-winning PCI-compliant payment gateway with recurring billing, electronic invoicing, and account updater functionality
Advanced security functionality with point-to-point encryption (P2PE), tokenization, fraud filters, hosted payment pages, and more
Payment Depot cuts out the middleman of payment processing, which allows your business to pay only the true wholesale costs for each transaction, making Payment Depot one of the most cost-effective offerings in the industry.
With their unique membership pricing model, Payment Depot’s customers save on average 40% a month on card processing fees when compared to their previous payment processor
Accept payments in-store with a terminal, on the go with your mobile device, phone orders via a virtual terminal, and online with their free gateway
Fully supports Clover POS systems, and most terminals can be reprogrammed to work with Payment Depot, and you can also integrate online with Authorize.net
Offers a 90-day money back guarantee, and you can cancel your membership at any time with no penalty
Est. Credit Card Fees
at Paysimple's website
Why Pick Them?
You'd be hard pressed to find a better platform for a Restaurant business than PaySimple. Easily manage customers and students, accept payments, and automate billing like a big enterprise at a fraction of the cost.
Accept all major credit cards and debit cards, and accept mobile payments with the PaySimple mobile app on iOS and Android
Set up one-time payments or flexible payment plans, and your customers can even go online to pay
Whether paying in person, online, or over the phone, all payments are tied to the customer account, keeping records up to date
Scheduled payments have automatic notifications and are automatically processed with an email receipt
With Account on File, recurring payments or future purchases are a breeze
Accept ACH (eCheck) Payments Online - Convert paper checks into electronic payments
2.49% + $0.29
.1% + $0.60
ACH / eCheck Fee
Smarter payments, better business
Our goal is to help you find the best credit card processor.
We're a team of payments industry veterans creating tools
to help business owners make easier financial decisions.
No matter what you're selling or where you're selling it, we'll instantly
match you with the credit card processors that best meet your business needs.
Easily compare rates and services from the biggest and best
merchant service providers to simplify your research and
get back to running your business.
PCI compliance, interchange, transaction fees, swipe rates. Say what?
Accepting credit cards can be confusing, but we've got your back. We've
created some awesome guides to help you navigate the payments terrain.