As a mid-sized Restaurant, you'll be able to negotiate awesome rates with Chase as long as you request interchange plus pricing. And if your business already banks with Chase, setup is a breeze and you can start accepting payments almost instantly.
Chase is a direct processor, which means they will also manage your merchant account and process all of your transactions, giving you access to some of the lowest rates in the industry (you can even negotiate for better pricing!)
Accept payments in your store with countertop terminals, a computer connected terminal, or even with a wireless terminal for pay at the table and in-aisle checkout
Use the Chase Mobile Checkout on your phone or tablet to accept payments and manage your account on the go
Chase's Orbital Payment Gateway gives you a full-featured solution for accepting online payments, and supports recurring billing, hosted payment pages, developer SDKs, and a customer management center. You can also integrate directly with Authorize.Net as an alternative to the Orbital Payment Gateway, as well as a plethora of other 3rd party services
Turn your computer into a credit card terminal with the Orbital Virtual Terminal, perfect for when you need to accept payments over the phone
Other highlights include acceptance of over 130 international currencies, B2B processing, and the ability to create your own branded gift cards
They won't say...
It's not transparent, but usually closely-held fees are negotiable and competitive for your business.
There are no fees in this category for this product
Est. Credit Card Fees
at FattMerchant's website
Why Pick Them?
FattMerchant has a customized solutions for Restaurant businesses. Even with a comparatively high monthly fee, you'll be able to take advantage of crazy low swipe fees, the "Best Damn Service" in the industry, and a ton of integrations and business management features.
Take advantage of some of the lowest rates in the industry with FattMerchant’s subscription payments model
No matter how you want to accept payments, FattMerchant has you covered with solutions for online, mobile, in-store, software integrations and beyond
From a gateway that integrates with virtually any online storefront to a RESTful API that allows you to build a custom payments experience directly into your software, FattMerchant provides an impressive variety of technical products
A robust data analytics platform gives you access to deep business intelligence information at a glance with easy-to-navigate dashboards
Swiped Terminal Transaction Fee
E-Commerce Transaction Fee
Virtual Terminal Transaction Fee
Mobile Payment Transaction Fee
Third Party Integration Transaction Fee
API Integration Transaction Fee
Est. Credit Card Fees
at Dharma Merchant Services' website
Why Pick Them?
Dharma offers some of the lowest rates in the market, and when combined with their rich set of integrations, business management features, and top-tier customer service available 24/7, Dharma has one of the most competitive offerings in the industry.
Accept payments in-store, online, on your mobile device, and over the phone
Dharma’s all-in-one online platform, MX Merchant, offers one of the most competitive products in the industry - Check out all these features below:
Virtual Terminal for easy quick-payments
Customer database to store your customer’s credit cards, so you can charge on the fly
Robust Reporting to search transactions, see when funds deposit, and more
Free iPhone/iPad App – no extra fees for key-in mobile processing
Online Payment Links to easily accept online payments through your website, with custom data fields
Integrated ACH (check) processing to accept bank transfers from the Virtual Terminal
B2B Processing to get access to reduced interchange rates for business/purchasing cards
Invoicing and Recurring Billing to send invoices with payment links or auto-bill clients
Custom receipts with your logo and smart notifications to alert you via email/text of chargebacks, PCI expiration, refunds, statements, and more
Authorize.net gateway integration - Process online payments, use a Virtual Terminal, and swipe through your smartphone
NMI gateway integration - Allows you to send invoices, take payments on your website, accept Level 3 data and more, perfect for processing payments greater than $7,500/transaction
BluePay is an award-winning provider of technology-enabled credit card processing services with custom solutions for just about every industry, including Restaurant businesses. No matter how simple or complex your business needs are, rest easy knowing BluePay has you covered.
With their Omni-Channel payment processing platform, you can accept payments across all sales channels
All transactions reconcile directly into the BluePay Gateway, which gives you advanced reporting into your customers and your business across all divisions, channels, and at the enterprise level
Direct integration into more than 460 software platforms including QuickBooks, Salesforce, and Microsoft Dynamics GP
Offers an award-winning PCI-compliant payment gateway with recurring billing, electronic invoicing, and account updater functionality
Advanced security functionality with point-to-point encryption (P2PE), tokenization, fraud filters, hosted payment pages, and more
If there's an iPad where the cash register used to be, you have Square to thank. They pioneered mobile POS, and their app is beloved by cashiers and baristas across the land. With most of your sales in person, you'll be able to take advantage of Square's powerful POS system and huge array of integrations to manage your Restaurant business.
From Square Reader for magstripe to Stand for contactless and chip, Square has the hardware you need to accept all major credit cards, NFC payments, gift cards, and more
Accept payments without an Internet connection with Offline Mode, take payments from your computer, and easily sell online with Square’s payment processing APIs
The free Square Point of Sale app has tools to help you manage every area of your business, such as inventory management, customer directories, and digital receipts
Integrate with eCommerce platforms like BigCommerce, Wix, Weebly, Ecwid, and WooCommerce
Schedule appointments, send invoices, create gift cards, manage your employees, payroll, and just about every other aspect of your business with Square’s impressive array of product offerings
Next day deposits are standard, and instant deposits available for a 1% fee
$250 in qualifying chargebacks a month protects you against expensive chargeback fees
You'd be hard pressed to find a better platform for a Restaurant business than PaySimple. Easily manage customers and students, accept payments, and automate billing like a big enterprise at a fraction of the cost.
Accept all major credit cards and debit cards, and accept mobile payments with the PaySimple mobile app on iOS and Android
Set up one-time payments or flexible payment plans, and your customers can even go online to pay
Whether paying in person, online, or over the phone, all payments are tied to the customer account, keeping records up to date
Scheduled payments have automatic notifications and are automatically processed with an email receipt
With Account on File, recurring payments or future purchases are a breeze
Accept ACH (eCheck) Payments Online - Convert paper checks into electronic payments
2.49% + $0.29
.1% + $0.60
ACH / eCheck Fee
Smarter payments, better business
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PCI compliance, interchange, transaction fees, swipe rates. Say what?
Accepting credit cards can be confusing, but we've got your back. We've
created some awesome guides to help you navigate the payments terrain.